Given current market conditions, it has been hard to miss financial headlines during the month of April. From interest rate concerns, the impact of tariffs on the global economy, and shifting economic indicators, the financial markets have experienced quite a bit of volatility. With these conditions comes understandable uncertainty for investors and donors alike.
History has shown us that market ups and downs will always be part of a natural economic cycle. For many long-term investors, staying focused on your values and goals, especially during market volatility, can offer a sense of stability and steadiness. This mindset can also apply to charitable giving. If you haven’t built philanthropy into your financial plan, now might be a good time to revisit your goals. Reflecting on what matters most to you and supporting an organization like IMSA can act as a powerful reminder of hope for the future.
During times like this, donors can also turn to strategies that make the most of the current market conditions. For instance, giving gifts of appreciated or overexposed securities now can allow you to support IMSA while rebalancing your portfolio in a way that avoids capital gains tax. Donor advised funds (DAFs) are another tool for giving that can be funded with appreciated stocks this year that will allow for donations even when income or investments feel unpredictable.
While no one, not even Warren Buffett, can predict the market’s next move, staying grounded in your values, like strengthening the future of STEM education, can bring peace of mind during times like this. If you have questions about how to make the most of your giving capacity, even in today’s economic climate, our team is happy to help!
Feel free to contact Cesar Patino at (630)-907-5051 or by email at cpatino@imsa.edu to explore your options and learn about more ways to support your charitable intentions.
